Loan Products
HeliosCapital provides customized financing solutions via bridge, construction, floating-rate, jv equity, mezzanine/preferred equity and permanent/fixed rate financing solutions for all major asset classes.
From small-scale funding to refinancing entire portfolios, HeliosCapital help’s private individuals, family offices, and institutional principals obtain the financial resources they need to pursue their CRE projects.
HeliosCapital has long-standing relationships with all major real estate capital providers, which include: domestic banks, CMBS lenders, debt funds, insurance companies, pension funds, private lenders, and agencies (Fannie & Freddie).
HeliosCapital’s depth of experience and strong capital relationships adds significant value for its clients while structuring the best loan terms for their real estate financing needs whether it is for acquisition, development or recapitalization of an individual project or portfolio.
HeliosCapital’s experience and dedication ensure our clients secure the most competitive financing available.
Bridge Financing
Bridge financing is an interim/short-term loan utilized by borrowers until permanent financing can be obtained.
Floating-Rate Financing
Floating-rate financing usually utilizes SOFR plus some spread. This product is very attractive to Borrowers who have a lot of upside in an existing property and need a short period of time to stabilize an existing property.
Permanent/Fixed-Rate Financing
Permanent/fixed-rate financing is the core product that is utilized most throughout the commercial real estate industry. The Borrower can fix the rate from 5 years to 30 years, based on the product type. HeliosCapital relationships with its lenders are a key component in assisting its client's permanent financing needs.
Construction Financing
Construction financing is a short-term loan utilized by borrowers to finance the costs associated with building the project.
Mezzanine/Preferred Equity Financing
Mezzanine/preferred equity financing (also called subordinate debt) is a structured financing product used to increase leverage. HeliosCapital assists borrowers who need to bridge the gap between what a conventional lender is willing to finance, and the total amount needed to complete a transaction. The transaction can be structured as partnership debt, preferred equity, or a mezzanine loan.
Joint Venture Equity
JV equity is considered strategic capital for development, value-add and/or stabilized projects and allows our clients to get maximum leverage which opens up more opportunities to pursue larger deals versus being limited to conventional friends and family deals. JV equity typically will invest between 90% to 95% of the total required equity.